2025.02中小银行能否借力DeepSeek加速转型_本报记者__郭建杭-啊哩文案-笔杆无忧|笔杆家团

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2025.02中小银行能否借力DeepSeek加速转型_本报记者__郭建杭

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更多写作资料+ 微信：【会员享300g最新资料/每天稳定更新】中国经营报/2025 年/2 月/17 日/第 B01 版金融中小银行能否借力 DeepSeek 加速转型本报记者郭建杭发展数字经济和数字金融已成为推动银行业数字化转型、拥抱新一轮科技革命的重要途径。近日，随着国产大模型 Deep-Seek 以极低算力成本实现了卓越的性能表现后，部分银行已着手对 DeepSeek 进行微调，将通用模型与银行业的特定业务场景进行优化适配。例如，江苏银行（600919.SH）表示已经本地化部署 DeepSeek 的两个模型；渝农商行（601077.SH）表示已实现DeepSeekR1 模型（671B）私有化部署，并在两个应用场景中开始进行测试。中泰证券银行业分析师邓美君对《中国经营报》记者指出，DeepSeek 模型在银行业务中的应用具有广泛的想象空间，其核心能力如自然语言处理、数据分析、模式识......

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[ DB ] CONNECT:[ UseTime:0.000391s ] mysql:host=127.0.0.1;dbname=aliwenan_net;charset=utf8mb4
[ SQL ] explain select count(doc_list_id) from doc_list where doc_list_shelves='2' and doc_list_delete='1' [ RunTime:0.000462s ]
[ SQL ] explain select count(user_list_id) from user_list where user_list_delete='1' [ RunTime:0.000310s ]
[ SQL ] SELECT a.*, b.doc_type_name, c.user_list_face, c.user_list_nickname, (SELECT COUNT(*) FROM doc_list WHERE user_list_id = a.user_list_id) AS user_list_doc, (SELECT COUNT(*) FROM doc_down WHERE doc_list_id = a.doc_list_id) AS doc_list_down FROM doc_list a INNER JOIN doc_type b ON b.doc_type_id = a.doc_type_id INNER JOIN user_list c ON c.user_list_id = a.user_list_id WHERE a.doc_list_shelves = '2' AND a.doc_list_delete = '1' AND a.doc_list_id = '52345' [ RunTime:0.005316s ]
[ SQL ] update doc_list set doc_list_see=doc_list_see+1 where doc_list_id='52345' [ RunTime:0.005992s ]
[ SQL ] select doc_list_id, doc_list_title, doc_list_see, doc_list_extension, doc_list_keywords, doc_list_description, doc_list_preview, doc_list_addtime from doc_list where doc_list_shelves='2' and doc_list_delete='1' and doc_list_addtime >= UNIX_TIMESTAMP(UTC_TIMESTAMP() - INTERVAL 365 DAY) order by RAND(),doc_list_addtime desc limit 0,12 [ RunTime:0.571953s ]
[ SQL ] select doc_follow_state from doc_follow where user_list_id = '0' and doc_follow_userid='1' [ RunTime:0.000351s ]
[ SQL ] select doc_favorites_state from doc_favorites where user_list_id = '0' and doc_list_id='52345' [ RunTime:0.000259s ]
[ SQL ] select order_list_id from order_list where order_list_type = '1' and order_list_paytime>'0' and order_goods_id='52345' and user_list_id='0' order by order_list_id desc limit 0,1 [ RunTime:0.000626s ]